0.99% Finance on Selected Cat® Excavators

Investing in a new excavator is a big decision. For civil contractors, earthmoving businesses, quarry operators and equipment hire companies, it is not simply about buying another machine. It is about improving productivity, keeping projects moving and having the capacity to take on more work.

For a limited time, eligible businesses can access 0.99% finance for up to 36 months with a 10% deposit on selected Cat® excavators through WesTrac.

The offer applies to:

• Cat® 315 GC Small Excavator
• Cat® 315 Small Excavator
• Cat® 320 GC Medium Excavator
• Cat® 320 Medium Excavator
• Cat® 323 Medium Excavator
• Cat® 330 GC Medium Excavator
• Cat® 330 Medium Excavator

The offer ends on 30 September 2026. Terms and conditions apply.

Make your next equipment investment easier to manage

A new excavator can help your business work more efficiently, reduce downtime and take on larger or more demanding projects. The challenge is finding a way to invest without putting unnecessary pressure on cash flow.

With a 10% deposit and finance available for up to 36 months, this offer may make it easier to bring a planned equipment purchase forward while keeping more working capital available for the rest of your operation.

That may include:

• Wages and subcontractors
• Fuel and transport
• Attachments and ancillary equipment
• Servicing and maintenance
• Project mobilisation
• Other day-to-day operating costs

Every business is different, so the right finance arrangement will depend on your workload, financial position and project pipeline. However, a 0.99% finance rate may provide greater certainty when planning your next machine purchase.

Keep more cash working in your business

Cash flow matters, particularly when you are balancing project costs, labour, equipment transport and customer payment terms.

Buying an excavator outright can tie up a large amount of capital. Financing an eligible Cat excavator may allow you to invest in the machine you need while keeping more cash available across the business.

This can help you:

• Manage repayments over a defined term
• Retain funds for operating expenses
• Invest in additional people or equipment
• Mobilise for new projects
• Reduce reliance on short-term machine hire
• Respond more quickly when work becomes available

For growing businesses, that flexibility can be just as valuable as the machine itself.

Upgrade before downtime starts costing you

Older excavators can still perform well, but maintenance costs and the risk of unplanned downtime generally become harder to predict as machines age.

A breakdown does more than stop one machine. It can affect operators, truck movements, production targets, project timelines and customer commitments. It may also lead to additional repair, transport or hire costs.

Replacing an ageing excavator may help improve:

• Machine availability
• Project scheduling
• Maintenance planning
• Operating consistency
• Operator confidence
• Reliability when committing to future work

The current offer may be particularly relevant if you have an older medium excavator in your fleet and have already started weighing up the cost of keeping it against the value of replacing it.

Find the right Cat excavator for the job

The eligible Cat excavator range covers a wide variety of applications, from general earthmoving and civil construction to quarrying, loading and higher-production work.

The offer includes selected GC and standard models across the 315, 320, 323, 325 and 330 ranges.

GC models may suit businesses looking for dependable performance and value in straightforward applications. Standard Cat models may be better suited to operations that require additional technology, versatility or production capability.

When comparing models, it is worth considering:

• The material you work with
• Required digging depth and reach
• Lifting and loading requirements
• Expected annual operating hours
• Fuel consumption
• Transport requirements
• Attachment compatibility
• Current and future project needs

The best machine is not necessarily the largest one. It is the excavator that can do the required work efficiently, reliably and at an acceptable whole-of-life cost.

A WesTrac representative can help you compare the eligible models and identify the best fit for your operation.

Be ready when the next opportunity arrives

Businesses often delay equipment purchases while waiting for the next large contract or greater certainty in the forward workload.

However, having the right machine available can also make it easier to pursue those opportunities.

A new Cat excavator may help your business:

• Tender for larger or more complex projects
• Increase fleet capacity during busy periods
• Reduce dependence on hired equipment
• Replace ageing machinery before repair costs escalate
• Commit to project timelines with greater confidence
• Expand into new types of work

The 0.99% finance offer gives eligible businesses a defined window to review their fleet and decide whether now is the right time to invest.

Explore the current WesTrac finance offer

Eligible businesses can access 0.99% finance for up to 36 months with a 10% deposit on selected Cat excavators, including the 315 GC, 315, 320 GC, 320, 323, 325, 330 GC and 330.

The offer ends on 30 September 2026.

View the latest WesTrac promotions and enquire about the 0.99% finance offer.

T&Cs apply. Offer ends 30 September 2026.

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Frequently asked questions

Which Cat excavators are included in the offer?

The offer applies to selected Cat medium excavators, including the Cat 315 GC, 315, 320 GC, 320, 323, 325, 330 GC and 330.

Who is the offer designed for?

The offer may suit civil contractors, earthmoving businesses, construction companies, quarry operators, equipment hire companies and businesses looking to replace an ageing excavator.

Can excavator finance help with cash flow?

Financing equipment may allow your business to retain more working capital for wages, fuel, transport, attachments, mobilisation and other operating costs. The impact will depend on your individual financial circumstances.

How do I choose the right Cat excavator?

Consider the type of work the machine will perform, required digging and lifting capacity, expected operating hours, fuel efficiency, attachment needs and transport requirements. A WesTrac representative can help you compare the eligible models.

How do I enquire?

Visit the WesTrac promotions page to view the current offer and submit an enquiry.